Finnish companies have the right to draw TyEL pension loans from their pension insurers, based on the amount of funds accumulated from paid TyEL pension insurance premiums, by using Garantia’s guarantee. Garantia guarantees pension loans starting from EUR 0.5 million.
The TyEL pension loan is a good instrument for diversifying financing sources, loan maturities and interest rate fixings. The loans can be up to 10 years in maturity, and the fixed rates of the loans offer protection against interest rate risk without any additional hedging costs.
Find out your TyEL loan availability
Please fill in the necessary details in the mandate letter, have it signed by your company’s authorised signatories, and send it to takaus@garantia.fi.